About
Sommet Protection is a marketing company specializing in life and health insurance. Our role: quickly connect you with a partner financial security advisor — independent, certified by the Autorité des marchés financiers (AMF) and attached to their own registered firm — who analyzes your needs and compares insurers for you.
We are neither a firm nor an insurer: we do not sell insurance and we give no advice. Nothing is purchased on this site. Product descriptions are provided for information purposes only.
The service is free for you. Our partner advisors pay us for each request we pass on to them. We select advisors who commit to calling you back quickly and to working as brokers, with several insurers.
How we choose our partner advisors
- AMF certificate in insurance of persons (life and health) verified in the register, and a registered firm.
- Commitment to call you back the same business day.
- Brokerage: comparison of several insurers, not just one.
- Compliance with our confidentiality rules (Law 25): your information is used only to handle your request.
Company information
- Nature of service
- Life and health insurance marketing and referral company
- Advisors
- Partner advisors are independent financial security advisors, certified by the AMF and attached to their own registered firm. They pay us for the referral; the service is free for you. Verify your advisor's registration in the AMF register
- Questions or complaints
- For any question about our referral service, write to us. For a complaint about an advisor or an insurance product, contact the advisor's firm first, then, if needed, the Autorité des marchés financiers. info@sommet-protection.ca
Insurers distributed by our partner advisors
Sommet Protection does not distribute any product. Here are the insurers whose products our partner advisors may offer, according to their firm's distribution contracts; each advisor will tell you which insurers they represent.
- Assomption VieLife, simplified issue, disability
- BenevaLife, critical illness, disability
- BMO AssuranceTerm and permanent life, critical illness
- Canada VieLife, critical illness, disability
- Croix Bleue du QuébecLife, critical illness, health
- Empire VieTerm and permanent life, critical illness
- ÉquitableLife, critical illness
- Foresters FinancialLife, simplified issue (Canada Protection Plan)
- Humania AssuranceSimplified issue, disability, critical illness
- iA Groupe financierLife, critical illness, disability
- ivariTerm and universal life, critical illness
- ManuvieLife, critical illness, disability
- RBC AssurancesLife, critical illness, disability
- Sun LifeLife, critical illness, disability
- UV AssuranceLife, simplified issue, disability
Why go through an advisor?
A needs analysis, not just a price
The right amount and type of coverage depend on your situation. A certified advisor does this analysis with you.
Partner advisors certified by the AMF
Every partner advisor holds a certificate from the Autorité des marchés financiers, is attached to a registered firm and is overseen by the Chambre de la sécurité financière.
No fees for you
The referral is free for you: our partner advisors are the ones who pay us. The advisor is compensated by the insurer if you decide to purchase coverage.